Once you and your HomeBuying Specialist have determined you’re ready to apply for a mortgage loan, make an appointment with our Loan Officer for a pre-approval.
Come prepared with:
– 30 days pay stubs
– Bank statements
– 2 most recent W2s and tax returns
She’ll pull your credit and determine how much of a loan you can qualify for based on your income, assets and debts. If you’re pre-approved, you’ll walk out with a pre-approval letter that outlines how much you can afford.
Read more about the loan process, financial resources, and downpayment assistance.
Portland Housing Center offers every home buyer a variety of different financial resources.
We will work closely with you to determine those that best meet your home-buying needs.