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Congratulations on taking your first steps toward buying a home! The interactive map below outlines what you can expect from our services.

Congratulations on taking your first steps toward buying a home!
The interactive map below outlines what you can expect from our services.

PLAN: You’ll meet with a HomeBuying Specialist to assess your situation, help you develop a home buying plan, and determine how much you can safely afford. We’ll pull your SoftTouch credit report, and also match you with any special programs you may qualify for.

LEARN: Based on your situation, we’ll recommend financial and/or home buyer education courses that provide you with all of the information you need to make smart homebuying choices.

FINANCE: Meet with our Loan Officer to find the best, most affordable loan for you and to get pre-approved.

BUY: Shop for a home that meets your needs - and your pocketbook. We have a list of trusted Realtors and Home Inspectors to guide you in negotiating the best deal. Your HomeBuying Specialist is available to review your documents with you before you sign on the dotted line!

PROTECT: Come and take a class on home maintenance and repairs, tax issues for homeowners, and building a strong financial future as a homeowner.

Complete the following registration to get started today.

There is a non-refundable $99 registration fee per household, paid at the time of registration. Please review our complete fee schedule here.

Please note this registration is for all Portland Housing Center services, including counseling, education, and financial services. Portland Housing Center’s financial services/down payment assistance programs require additional income/asset qualification and are subject to availability. Down payment assistance is just one of the tools Portland Housing Center provides to first-time homebuyers, we do not recommend homebuyers registering solely to receive down payment assistance.
As a general rule, a household should have an annual gross income of $40,000 (or at least $3,333 a month before taxes) – OR significant personal funds (e.g., $20,000+) to use toward a down payment in order to afford a home in the Portland metro area. If your income is currently under this amount, please call to discuss your situation with a Portland Housing Center staff member before registering for services.
If you would prefer to register in person or by mail, download the registration packet in English or in Spanish.

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Are you already in process on a loan or in contract and just need the online self-study class?
Click here to just take the Frameworks online self-study class now.

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I have read and understood the privacy policies and I agree and want to proceed to register.

Patri & Shardell
Homeowners since 2013

Have questions? Find a Realtor Loan Payment

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Portland Housing Center

3 days ago

Thank you Homestreet Bank (Portland Affinity) for your generous support and continued partnership! We are proud to have you as one of our partner lenders, with a shared desire to serve and serve well. Check presented to PHC by Homestreet Affinity Loan Officer and PHC Board Member, Deona DeLong. ... See MoreSee Less

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Portland Housing Center

1 week ago

Thank you, Banner Bank, for your $10k donation for Fiscal Year 24!!! Pictured: VP, Residential Loan Officer, Roberta Banegas & PHC Executive Director ... See MoreSee Less

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Portland Housing Center

2 weeks ago

As a NeighborWorks Chartered Member, PHC benefits from grants, technical assistance, training and lots of other resources. We are pleased to have been selected to receive a NeighborWorks Supplemental Grant for $50,000 for the National Homeownership & Lending Programs Wealth Building opportunity. ... See MoreSee Less

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Portland Housing Center

1 month ago

Join us in congratulating our newest homeowners Jim and Penny! They used PHC lending services as well as the Washington County Down Payment Assistance. At Portland Housing Center, we believe that if it’s YOUR TIME to purchase, the market will allow it to happen. Our dedicated staff, education offerings, first mortgage lending products and partners who give THROUGH us, and of course the dedication of our wonderful clients is how this couple achieved their goals.Allow us to help and serve YOU! #phchomeowner #homeownership #mortgagelending #firstmortgage #portland #housing #hudapproved #washingtoncountyDPA ... See MoreSee Less

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Portland Housing Center

1 month ago

NeighborhoodLIFT Celebration and Peer to Peer Convening August 2023, at the Loew’s Ventana Canyon in Tucson, ArizonaLet’s Invest for Tomorrow (LIFT) was originally a pilot that included two markets for a one-time distribution of funds. It grew into a long-term, national program which as of December 31, 2022, had created 25,751 new homebuyers over 11 years in 81 markets. With the support of 64 network organizations, NeighborWorks America deployed $355 million in downpayment assistance. Portland Housing Center is proud to have been a trusted partner in deploying these funds and creating new homeowners. #community#housing#PHC #PortlandHousingCenter #homeowners #wealthcreation #homeownershipcenter #counselingandeducation ... See MoreSee Less

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Complete the following registration to get started today.

Otherwise, click below to get started!

Homebuyer Contact Information

Co-Homebuyer Contact Information

Home Buying Status

Homebuyer Information

Co-Homebuyer Information

Homebuyer Financial Information

Co-Homebuyer Financial Information

Household Type

Income Certification

Authorization

Disclosure

Verification

Payment Information

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