Buying a home can be challenging. At Portland Housing Center, we help you buy a home you can afford in the short- and long-term. We’ll help match you to the services you need to become a successful homeowner.
Here’s some of the services we offer:
Drop in for this 1-hour, low-stress session held at our Portland office at 6 pm on the 1st Wednesday of every month and at our Beaverton office the second Tuesday of every month. Bring your questions and learn about our programs.
Can’t make it in person? Take our non-interactive online orientation!Download the HomeOwner Basics Orientation PowerPoint presentation. Para hacer una cita en español, llama por favor a (503) 797-4019.
Note: coming to Orientation or viewing Orientation online does not register you for Portland Housing Center’s services. To do that, you need to click on the “Register Here”link or mail or bring your completed registration package to the Portland Housing Center office.)
Registration allows Portland Housing Center staff to assist you with the services that best fit your needs and home ownership goals. The Portland Housing Center charges each household a $99.00 non-refundable materials fee at registration, which covers all of our in person classes and counseling, and the cost of your tri-merged credit report.
Remember—attending or viewing the Orientation online does NOT register you for Portland Housing Center services. To do that, you must click on the “Register Here” link, or mail or bring your completed registration package to the Portland Housing Center office.
Once you’re registered, we’ll ask you a few short questions to help you determine your next steps. For many, this next step is to meet with one of our HomeBuying Specialists for an assessment, where you’ll build your action plan for homeownership. After you register you’ll be prompted to schedule your first appointment using our online scheduling program.
Each HomeBuying Specialist is certified by NeighborWorks America and meets the National Industry Standards for Homeownership Education and Counseling. (For more information visit: www.homeownershipstandards.com)
Financial Fitness Classes
This 5-part series gives you the money management skills and tools you need to get ready to purchase your first home. Topics covered include budgeting your money, building your savings, and improving your credit.
Portland Housing Center also offers culturally specific versions of our Financial Fitness class for African American and Latino households. Getting Your House in Order, created by and for African Americans is offered quarterly in our Portland office. Decide Tu Futuro, created by and for Latinos is held quarterly in Washington County. For more information on these classes, call our office at 503-282-7744.
One on one meetings with a HomeBuying Specialist can help you develop an Action Plan and overcome any challenges that might be keeping you from purchasing a home. Our HomeBuying Specialists start by reviewing your financial situation to help develop your Action Plan. They can help you develop a plan to strengthen credit, pay down debts, increase your savings, and budget for homeownership.
Each HomeBuying Specialist is certified by NeighborWorks America and meets the National Industry Standards for Homeownership Education and Counseling. (For more information visit: www.homeownershipstandards.com).
Your chance to sit down with a licensed, Portland Housing Center Loan Officer to determine how much you can comfortably afford to spend on your home purchase, and to review the mortgage loan options most suitable for you.
At Portland Housing Center, we specialize in safe, affordable, fixed-rate mortgages. We also offer special programs to home buyers, including FHA (insured by the Federal Housing Administration), VA (for current and former members of the military), USDA (rural home loans), and our Mortgage Assistance Program (MAP) which makes homeownership affordable through low monthly payments and 100% financing, and the IDA matched savings program. We also offer refinance options.
To get started, register for services.
Portland Housing Center offers homeowners several classes and seminars throughout the year on tax issues, home maintenance, and other topics. Watch your email for invitations to these valuable classes.
Want details about upcoming Homeowner workshops? Call us: (503) 282-7744.